IAQ's

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IAQ's...InFrequently Asked Questions

Q: Why do you charge a fee for your site?
A: "For the Scripture says, ‘YOU SHALL NOT MUZZLE THE OX WHILE HE IS THRESHING,' and ‘The laborer is worthy of his wages." -1st Timothy 5:18

Q: Do you speak to churches or groups?
A: Yes, please contact me directly at ChristianEconomics@gmail.com

Q: What about "Christian" Financial Advisors, Planners and Ministries (i.e. Dave Ramsey, etc.)?
A:  There are certainly some very fine ministries that focus on finances. Crown Financial Ministries and Randy Alcorns' Eternal Perspective Ministries are very good.

I appreciate much of the advice that these "ministries" and individuals give when it comes to getting out of debt. They have been a real help to many people.

But I have some challenges with "Christian" financial advisors, coaches or ministries that have a secular and worldly approach to specifically investing. The only thing I can gather is that they don't comprehend how our monetary system is a violation of Gods commands...Or they don't care. I hope the later is not the case.

When it comes to advice on investing, the advice is typically geared towards investing in the stock market, your 401K, IRA, mutual funds, etc. ALL of these are part of our unrighteous and unbiblical monetary system. So Christians should avoid investing in them and certainly withdraw what funds they do have in them and put them into Labor, Loot (gold, silver), Land, Livestock and/or Legacy (blessing others monetarily).

I don't hear these "Christian" financial people suggesting that you should seek to invest in your own labor (business for yourself), the labor of others, gold and silver, land that produces income and/or food, livestock that produces an income and food. This is where real biblical wealth exists. In the tangible God created things that you can see. God did not create paper fiat money, stocks, bonds, mutual funds, IRA's, 401Ks, etc. He created man to Labor, gold & silver (and other commodities), Land and Livestock.

Some of these "Christian" financial planners, advisors or coaches preach that Christians should be investing in the stock market. This advice is contrary to the Word of God. Investing is not contrary, but where these "Christian" financial advisors suggest you invest is.

When you understand that our monetary system (banking, lending, investing) is Corrupt, Unrighteous, Unbiblical and Immoral and what God says about such things, you should come to the point of wanting to separate yourself from it.

Here's what God says about unrighteous money

"You shall do no wrong in judgment, in measurement of weight, or capacity. `You shall have just balances, just weights, a just ephah, and a just hin; I am the LORD your God, who brought you out from the land of Egypt. `You shall thus observe all My statutes and all My ordinances and do them; I am the LORD.' " -Leviticus 19:7

"You shall not have in your bag differing weights, a large and a small. "You shall not have in your house differing measures, a large and a small. "You shall have a full and just weight; you shall have a full and just measure, that your days may be prolonged in the land which the LORD your God gives you. "For everyone who does these things, everyone who acts unjustly is an abomination to the LORD your God." -Deuteronomy 25:13-16

"A just balance and scales belong to the LORD; All the weights of the bag are His concern." -Proverbs 16:11

"Differing weights and differing measures, Both of them are abominable to the LORD." -Proverbs 20:10

"Differing weights are an abomination to the LORD, And a false scale is not good." -Proverbs 20:23

"Can I justify wicked scales And a bag of deceptive weights?"
-Micah 6:11

Q: Well what about those "Traditional Values" funds or mutual funds that don't involve companies that are engaged in gambling, alcohol, smoking, pornography, etc.?               A: If they are still publically traded companies, then they are still part of the unrighteous monetary system. A system that can easily manipulate the value of a company or a stock that you own.


Q: So how then do you define investing?
A: Investing is when you take the money you have labored for and God has blessed and stewarded you with and purchased something that returns to you your original investment, plus a return on your investment. 

In the "Parable of the Talents" Jesus makes the point that the ones that went and invested/traded their talents and doubled them did what was "Well done!" On the other hand, the one who buried it and then returned ONLY the original amount he was given had it all taken from him and he was called "wicked and lazy." Keep in mind he did not lose any of the money...that would have been worse!

So when you "invest" into the stock market (or similar) there is no guarantee that you will earn a greater return than what you have put in, so you are in affect GAMBLING! Like playing the lottery or going to a casino and I believe all that to be a violation of Gods' Word.

Q: Does that mean that investing doesn't involve risk?
A: No...When it comes to investing you need much wisdom, discernment and experience. It is wise to start small. "He who is faithul in little, will be faithful in much." This illiminates the risk. You may even have some initial losses as you learn, but in the long run your investing should pay off. Remember don't investing into something if you can't afford to be without the money you invested.

Q: So what should I invest in?
A:
  1. Your own labor or business
  2. The labor of others, by this I mean having employees or co-laborers in your own business.
  3. Loot (gold, silver, etc.)
  4. Land that produces an income and/or food
  5. Livestock that produces an income and/or food
  6. Your Legacy: What you are leaving to others and blessing others with. It is in your legacy funds that you may choose to fund a Christian enterprise or take an ownership stake in a Christian enterprise, but you do so as means to blessing another, not profiting for yourself. If the owner chooses to return to you what you have given him (not lent), then that is fine.
  7. Other privately held, non-publicaly traded Christian owned and operated businesses. But you must be very careful with this.


Q: What do you think of these mortgage payoff programs like the Money Merge Account, Bi-weekly payments, etc.
A: Some I like, some I don't. I happen to like the Money Merge Account because it works, it by default holds you accountable. Can you do the same thing without it? In some cases yes and in some no! That's why I suggest you have me run a comparison and analysis for you to see. You can learn more here.