Is your credit dinged or damaged? Or do you just want to make sure you have the best credit file and credit score possible? Either one, we can help.

Credit is key if you want a loan. The challenge is as a Christian you shouldn’t be going into debt (trust me, I’ve been there and done that, could write a book on it and one day I might). If you are not going into debt, then you don’t need credit. WHO CARES?

But if you do have credit and it is dinged or damaged, it would be good to get it repaired. Or perhaps you are concerned about Identity Theft and how you can avoid it.

Here’s how the Credit Coaching, Repair and Optimization works:

1. Contact us at ChristianEconomics@gmail.com and let us know you are interested in the Credit Counseling, Repair and Optimization package. Please provide your name, e-mail and best phone number to contact you.

2. You can either:

• Provide us with a list and detailed description of every credit account you have on your credit reports. This includes: account name, account type (mortgage, revolving, installment, collection, judgment), high credit, current balance, current payment, how many times late and by how many months for each, amount past due, when the account was open, etc.
• Or the easy way, simply e-mail us a copy of your tri-merge credit report from one of the three credit bureaus (Equifax, Experian, Trans Union). Be sure to black out your address and social security numbers. Feel free to black out part of the account number for security.

3. We will then review your credit file, call you to go over it and ask probably a lot of questions.

4. We will provide you with the following:

• A step by step plan for fixing your credit
• How to maintain a clean credit report
• How to repair your credit on your own or with a Credit Repair Agency
• How to optimize your credit report to achieve the highest possible credit score
• How to reduce, manage and possibly consolidate your current debt to save you money
• Provide sample Letters to send creditors, collection agencies and credit bureaus
• Recommended resources, ministries or agencies to help in this process